Capstone Mortgage Company: Fairfield County, CT Home Mortgage Loans

Buying a home or refinancing a mortgage in the Fairfield County, CT area, is a big step.  Capstone Mortgage Company is a local, accountable mortgage firm that specializes in finding the loan program that is best for you.

15-Year Fixed Rate:  3.125
% + 0 pts 

(For loan amount up to $417,000; please call for jumbo rates)


If you have a loan amount above $350K, let's see if we can save you $3K-$5K per year.

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Rates on this website are updated daily at 11:30am eastern standard time.


Since opening our doors in 1993, Capstone Mortgage has secured over $1 Billion worth of home mortgage loans in Fairfield County, CT.  In addition, over 85 percent of our business is conducted with repeat clients.

Capstone Mortgage is a local company.  Fairfield County makes up 90 percent of our business, so we know what it takes to secure a home mortgage loan quickly and efficiently in this unique area of the country.  We understand what our clients need and expect with regard to competitive rates and up-to-date information on the real estate market.  From the moment a client contacts us, we bring them along through the loan process in a skilled and friendly manner.

We are experts in conforming, large and jumbo loans and what it takes in these new economic times to secure large loans.  We have close relationships with our lenders and all other parties, so your experience with Capstone Mortgage will be an easy, seamless one.  Our staff is friendly and helpful and will guide you through the necessary steps and make every effort to ensure your time and energy during this process is not consumed with the small details of the loan process.

Do You Deserve Better?

If you have AAA credit and can provide documentation that verifies your income and assets, then Capstone Mortgage Company will be able to offer you the lowest rates in the market today.  We will assist you in obtaining the best rate for which you are qualified.

If you qualify for our Streamline Financing, you not only get a great rate, but you may also be reimbursed for

  • the cost of your appraisal 
  • the cost of your credit report 
  • the lender's processing/underwriting fees

Why Choose Capstone?

Capstone Mortgage Company brings value to your real estate transaction. Of course, you will get the lowest mortgage rate in Connecticut, but bringing value also includes experience.  We are able to provide useful local and national economic news and industry insights, expertise in credit reviews, appraisals and loan requirements in Fairfield County--ranging from Greenwich, Darien, and New Canaan to Ridgefield, Wilton, Westport and Fairfield.

How Do We Do It?

We are mortgage brokers. We have strong relationships with a variety of national and smaller lenders.  We are able to impartially shop your loan among these lenders for the lowest interest rates and best terms. We aggressively search for financing opportunities that provide you the greatest savings. We identify market trends that help you proactively manage your debt. Our goal is to become your trusted home mortgage and home refinance source.

Click here to start your on-line Loan Application.

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