Welcome to Capstone Mortgage Company's Conforming Rates for Refinances in Connecticut
Due to market volatility, these rates are subject to change without notice. To lock a rate, please call us at 1-203-834-6293 (other rate programs are also available).
Conforming Loan Amounts: $250,000 to $417,000* (* $708K Loan Limit for 30 Yr Fixed Conforming)
2. No Point / No Closing Cost Option: Tired of paying thousands in closing costs every time you refinance? Why not add an 1/8% to the rate and eliminate these fees ? (FYI - the No Point / No Closing Cost Option applies only to ARMS) Under this program, the following fees are paid by Capstone Mortgage Company
Appraisal ($300)
Credit Report ($20)
O/N Mail ($25)
Lender's Processing Fee ($250)
Lender's Underwriting Fee ($275)
Tax Service Fee ($75)
Closing Attorney Representation ($400)
Title Search ($150)
Title Insurance ($600)
Recording Fee ($150)
The No Point / No Closing Cost Option applies only to ARM loans of $325K and higher
3. The above table represents the rates for the majority of loans. However, some loans may have a potential rate "add-on" for
cashout refinances,
high "loan-to-value" (LTV),
interest only,
lender restriction for existing Borrower,
extend the rate lock period from 30 days to 45+ days,