Welcome to
 Capstone Mortgage Company's
Conforming Rates for Refinances in Connecticut

Due to market volatility, these rates are subject to change without notice. To lock a rate, please call us at 1-203-834-6293 (other rate programs are also available).

 Conforming Loan Amounts:  $250,000 to $417,000*
               (* $708K Loan Limit for 30 Yr Fixed Conforming)

             

PROGRAM

       RATE     

30 Yr Fixed
(up to $417K )

4.750% + 2 pts
5.250% + 0 pts

 

 

30 Yr Fixed
(up to $708K )

5.125% + 2 pts
5.875% + 0 pts


                

15 Yr Fixed

   

4.500% + 2 pts
4.875% + 0 pts

 

 

7/1 ARM

4.875% + 0 pts

 

 

5/1 ARM

4.375% + 0 pts

1. Click for APR Calculation  

2. No Point / No Closing Cost Option: Tired of paying thousands in closing costs every time you refinance? Why not add an 1/8% to the rate and eliminate these fees ? (FYI - the No Point / No Closing Cost Option applies only to ARMS) Under this program, the following fees are paid by Capstone Mortgage Company

  • Appraisal ($300)
  • Credit Report ($20)
  • O/N Mail ($25)
  • Lender's Processing Fee ($250)
  • Lender's Underwriting Fee ($275)
  • Tax Service Fee ($75)
  • Closing Attorney Representation ($400)
  • Title Search ($150)
  • Title Insurance ($600)
  • Recording Fee ($150)

The No Point / No Closing Cost Option applies only to ARM loans of $325K and higher


3. The above table represents the rates for the majority of loans. However, some loans may have a potential rate "add-on" for

  • cashout refinances,
  • high "loan-to-value" (LTV), 
  • interest only, 
  • lender restriction for existing Borrower,
  • extend the rate lock period from 30 days to 45+ days,
  • non-owner occupied properties (i.e. investment properties),
  • Borrower's with impaired credit, and
  • Borrower's unable to verify income and/or assets

4.  Click here to start your on-line Loan Application

 

Get a Refinance Quote

Looking to refinance your home? Fill out the following form to get a
fast quote from us.
 
Contact Info
*Name:
*Email:
Phone:

Property Information
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Mortgage Information
What is your first mortgage balance?:
What is your second mortgage balance?:
Do you want cash out?:
Program (Fixed, Adjustable or Interest Only)?:

Questions
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Capstone Mortgage Company 487 Danbury Road Wilton, CT 06897
Phone:

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