|
|
Welcome to Capstone Mortgage Company's Jumbo Rates for Refinances in Connecticut
Due to market unpredictability, these rates are subject to change without notice. To lock a low mortgage rate or discuss other rate programs, please call us at (203) 834-6293.
Jumbo Loan Amounts = $708,000 - $1,000,000
(All loan amounts are based on 0 points)
| |
PROGRAM |
|
RATE |
|
30-yr. Fixed |
|
5.000% |
|
|
|
|
|
15-yr. Fixed |
|
3.750% |
| |
|
|
|
|
10/1 ARM |
|
4.125% |
|
|
|
|
|
7/1 ARM |
|
3.625% |
|
|
|
|
|
5/1 ARM |
|
3.125% |
|
|
|
|
|
3/1 ARM |
|
3.125% |
1. Click for APR Calculation
2. No Point / No Closing Cost Option: Under this program, the following fees are paid by Capstone Mortgage Company. How does it work? We receive an array of rates from our lenders. The higher the rate the more commission we receive. If we increase the rate by 1/8%, we receive more commission. We take the excess commission and pay these fees.
- Appraisal ($400)
- Credit Report ($20)
- O/N Mail ($25)
- Lender's Processing Fee ($250)
- Lender's Underwriting Fee ($275)
- Tax Service Fee ($75)
- Closing Attorney Representation ($400)
- Title Search ($150)
- Title Insurance ($900)
- Recording Fee ($150)
3. The above table represents the rates for the majority of loans. However, some loans may have a potential rate "add-on" for
Cashout refinances,
High loan amounts,
High "loan-to-value" (LTV),
Interest only,
Lender restriction for existing Borrower,
Extend the rate lock period from 30 days to 45+ days,
Non-owner occupied properties (i.e. investment properties),
Borrower's with impaired credit, and
Borrower's unable to verify income and/or assets
4. Click here to start your on-line Loan Application.
|
|