Timing is Everything

These are unusual times, but with all the doom and gloom of the last several years, there is a silver lining. The timing has never been better to purchase a home or an investment property. You will get a great buy.  If you have been thinking about purchasing a home or an investment property, now is the time to start shopping.

 

Click for  Conforming Rates or Jumbo Rates

The Good News

It is currently a Buyer's market, and mortgage rates are extremely attractive.  Many homes are on the market, and as a buyer, you have a multitude of choices when buying a home.  Prices have dropped, and sellers are motivated to make a deal. Don't be afraid to make an intial offer that is substantially below the listing price. 

Refer to zillow.com to see recent sales in your area.

The Bad News

In light of the global financial outcome over the last few years, financing has become more difficult for home buyers.  Lenders require precise documentation and more information than in the past.  They expect certain guidelines be met and are less likely to compromise on their loan conditions.

The Bottomline

In today's financial "jungle", Capstone Mortgage Company will guide you through the loan process earnestly and efficiently.  With our financial expertise, years of experience, and our close relationships with the lenders we work with, Capstone Mortgage will ensure that your home mortgage loan is approved promptly and prudently.  If you follow the steps in this website and our recommendations, then your real estate purchase will close in a timely and cost-effective manner.


 

Get a New Loan Quote

Looking for a new home loan? Fill out the following form to get a
fast quote from us.
 
Contact Info
*Name:
*Email:
Phone:

Property Information
Are you under contract?:
In what state is the property located?:
When are you wanting to close?:
What is the purchase price?:

Mortgage Information
What is our desired loan amount?:
Program (Fixed, adjustable or Interest Only)?:

Questions
Questions, comments or concerns?:

Note: Fields with an * are required


Capstone Mortgage Company 487 Danbury Road Wilton, CT 06897
Phone:

Title Insurance | Non-negotiable Closing Costs | Negotiable Closing Costs | PURCHASE | Financing Steps | Document Checklist | Conforming Rates for Purchases | Refi Documents Checklist | Refinancing Steps | Streamline Financing | Jumbo Rates for Purchases | Conforming Rates for Refinances | Jumbo Rates for Refinances | Loan Modification | Refi Don'ts | CONTACT US | CLOSING COSTS | MISCELLANOUS TOPICS | Home | The Loan Process | Improve Your Credit Score | Should you buy points? | REFINANCE | THE LOAN APPLICATION | What is a credit score? | Rates and A.P.R. | MORTGAGE CALCULATORS | Rate sheet | Customer Login | Request Industry Info | WHY CHOOSE CAPSTONE | Buyer Don'ts | Home Price Index | THE BLOG | WIN $1000 SWEEPSTAKES

Copyright © 2012 Capstone Mortgage Company
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map