Timing is Everything

These are unusual times, but with all the doom and gloom of the last several years, there is a silver lining. The timing has never been better to purchase a home or an investment property. You will get a great buy.  If you have been thinking about purchasing a home or an investment property, now is the time to start shopping.

Click for  Conforming Rates or Jumbo Rates

The Good News

It is currently a Buyer's market, and mortgage rates are extremely attractive.  Many homes are on the market, and as a buyer, you have a multitude of choices when buying a home.  Prices have dropped, and sellers are motivated to make a deal. Don't be afraid to make an intial offer that is substantially below the listing price. 

Refer to zillow.com to see recent sales in your area.

The Bad News

In light of the global financial outcome over the last few years, financing has become more difficult for home buyers.  Lenders require precise documentation and more information than in the past.  They expect certain guidelines be met and are less likely to compromise on their loan conditions.

The Bottomline

In today's financial "jungle", Capstone Mortgage Company will guide you through the loan process earnestly and efficiently.  With our financial expertise, years of experience, and our close relationships with the lenders we work with, Capstone Mortgage will ensure that your home mortgage loan is approved promptly and prudently.  If you follow the steps in this website and our recommendations, then your real estate purchase will close in a timely and cost-effective manner.